Portfolio power

Your pension portfolio determines how and where your savings are invested

Our pension portfolios

People have different attitudes when it comes to how much risk they are prepared to take with their investments. Our main portfolios are designed with this in mind1.

10-year annualised return

Considered
6.09%

Benchmark
4.78%

10-year annualised return

Composed
7.18%

Benchmark
5.28%

10-year annualised return

Poised
8.18%

Benchmark
6.85%

10-year annualised return

Headway
9.10%

Benchmark
6.82%

10-year annualised return

Quest
9.95%

Benchmark
6.78%

Important: pensions can go down in value as well as up, so you could get back less than you put in.

1 The performance figures are based on simulated 10-year average annualised returns of our portfolios, as of December 2019. Source: FE Analytics and Dimensional Return Programme 2.0 (for some of the funds indices that provide guide information on historical performance have been used).  When we talk about the benchmark we are referring to an Investment Association average composition that matches the risk rating for each of our typical portfolios.

pension portfolio

A powerful engine for your savings

Through our portfolios, our clients’ money is invested in Dimensional funds. Created by Nobel Prize winners, Dimensional aims to help you get the most out of your savings whatever the market conditions. As a result, they consistently beat the benchmark.

pension portfolio

This is how much more your retirement pot could be with a Pension Egg portfolio, compared with a benchmark portfolio1 and 2.

pension portfolio

Important: as with all pensions, capital is at risk. Past performance is not a reliable indicator of future results.

2 This is based on an initial sum of £50,000 in a Pension Egg Future Life Poised portfolio invested for 20 years compared with a benchmark portfolio.

Love your pension sunny side up…

Portfolio performance is one of the big four things to consider when it comes to increasing the size of your pension. The other three are:

pension charges

Charges

pension contributions

Contributions 

pension investment

Investment period

pension investment

Take a 40-year-old with a £50,000 pot growing at 5%, on average, each year with annual charges of 1.2%. The graph shows how much their pension would be worth aged 60 if they did nothing, compared to tackling performance, charges and contributions. It also looks at the impact of leaving your savings invested for a further five years.

pension investment

Check your pension for free.